Financially Smarter Homeownership

Buy Smarter.
Save More.

We help buyers lower their interest rate, reduce closing costs, and keep more money in their pocket.

LOWER
INTEREST RATE
$
REDUCE
CLOSING COSTS
KEEP MORE MONEY
IN YOUR POCKET
A couple and their dog sitting on the floor of their empty new home

WHY FINANCING MATTERS

A smarter financing strategy today can mean thousands of dollars saved over the life of your loan.

A home purchased without a financing strategy
WITHOUT STRATEGY
LOAN AMOUNT
$500,000
INTEREST RATE
7.25%
MONTHLY PAYMENT
$3,232
Principal & Interest
VS.
A home purchased with Speer's financing strategy
WITH STRATEGY
LOAN AMOUNT
$500,000
INTEREST RATE
6.50%
MONTHLY PAYMENT
$3,002
Principal & Interest
MONTHLY SAVINGS
$230
YEARLY SAVINGS
$2,760
SAVED OVER 30 YEARS*
$82,800+
$
LOWER RATE. LOWER PAYMENT. BIGGER IMPACT.
We help you keep more of what you earn and build a stronger financial future.

*Example assumes a $500,000 loan amount with 10% down, 30-year fixed rate mortgage. Actual savings will vary based on loan amount, interest rate, loan program and other factors.

HOW WE HELP YOU SAVE

Tap any step to see how it works

A portion of our commission, together with an eligible third-party contribution, may be used to help reduce your upfront financing costs.

Funds may be applied toward eligible discount points to lower your interest rate.

Discount points help reduce your interest rate over the life of your loan.

A lower rate means more affordable payments every month.

Lower payments today can add up to thousands in savings over the life of your loan.

HOW WE GUIDE YOU HOME

1
BUILD YOUR FINANCIAL STRATEGY

We start with a plan designed around your budget and long-term goals.

2
FIND YOUR HOME

Search with confidence, knowing what you can comfortably afford.

3
RESEARCH BEFORE YOU COMMIT

We review key property details so you know exactly what you're buying.

4
CLOSE WITH CONFIDENCE

Guidance from contract to closing so you always know what's next.

SMARTER PLANNING. BETTER DECISIONS. STRONGER FUTURE.

The Buyer's Brokerage

Helping buyers make smarter financial decisions
before they buy a home.